super cars: 2014

How to Make a Cadillac Look Like a Sports Car

Cadillac is one of those luxury vehicles highly coveted nowadays. It is manufacture by General Motors Company that is founded in the US. When it comes to car accessories, they are the trendsetters. They were the first ones who introduced cars with clashless manual transmission systems and full electrical systems.

But like I said, they are luxury cars and not sports car. However, the look can closely resemble that of sports vehicles. If you want to spruce it up, you can design it in such a way that it will look much like a sports car.

Step 1: One fake-out that most pros do is to change the windows into tinted ones. All sports vehicles have tinted windows and while this will not really automatically transform your car, it will closely resemble other sports automobiles like Ferrari. A Cadillac that can also double as a Ferrari? Now that is something.

Step 2: Change the tire rims at the back of your car. Most sports car owners fancy getting bigger tire rims at the back so it has a sort-of elevated look. This creates the idea of having a more aerodynamic vehicle which is what you would want to achieve. You can go to your local car shop and ask what bigger tire rim would look best for your Cadillac. You can mix and match sizes just as long as the back is bigger and front wheels are smaller.

Step 3: Despite the aggressive performance of sports automobiles, they work considerably quieter than other non-sports vehicles. To make it sound like a real sports auto, you can install a dual exhaust system. This will not only give more muscle to your car, it will also make it perform with less noise.

Step 4: Most cars intended for sports use are better at rounding those sharp corners. This is because it has lower suspension. Notice that all of those manufactured with the stamp of being a sports automobile are closer to the ground. This system allows it to defy a little more gravity so turning those sharp curves are far smoother.

Step 5: Add a few accessories to your car that screams "for sports". Ground effects for instance can transform your Cadillac to a car oozing with racing charms. In addition to that, it also adds more power.

Consider doing these steps if you want your Cadillac to look more like a sports car. No one will even notice that it is not a sports vehicle once you are through doing those major changes.

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Smart Ways to Buy a Cheap Sports Car

A sports car is an attractive and appealing automotive that adds a whole new level of pleasure and delight in driving. But unfortunately, not everyone can afford to buy their dream sports car due to the price tag it comes with. There are plenty of used sports cars for sale at your local car dealers or if you prefer you can hunt for one online. To get the lowest possible price all you need is the below mentioned ways to buy cheap sports cars.

Choose the manufacturer that interests you: The Europeans sports vehicle manufacturers are known for lighter, smaller and lower displacement sports cars whereas the Americans are known for the heavier ones. Select the model that best suits you and your budget and then start the search.

Examine the car well: If you are searching for the car online, shortlist few deals on various sites. Once you get the best deal, make sure to examine the car well. It is important that you know every detail about the used sports car you are about to buy. About the accidents (if any) happened in the past, the maintenance etc. Also, consult a car dealer; they can be valuable sources of information about the pricing.

Negotiate: Negotiating is must while buying car. Most owners price their cars high because they know that the buyer will negotiate, so, if you get a price that is too high for the car, negotiate. Also, if you are getting the used car in very low amount, do not go for it, because there is a possibility that the car is not maintained properly.

Be picky. Arm yourself with all the knowledge about the car, and make sure to call the owner if you find anything suspicious. For example, if he fitted a manual switch for the radiator fan, there is a possibility that the car might have had an overheating problem in the past. Always look at a car during the day time, and if you have a friend who has good knowledge about sports vehicles, make sure to take him along with you.

The Legendary Sports Car - The Jaguar E-type

One of the most popular sports cars from the 1960s is the Jaguar E-type, which was manufactured in between the years 1961 and 1974. The car, which is sometimes known as the Jaguar XK-E, has ranked high on many sports car lists, because it was unique, powerful, and certainly ahead of its time. The cars were sold for over 14 years, and coupled with a low price, this lead to over 70,000 E-types sold.

Over the years there were three different versions of the car released. In the beginning, the car was designed to be a race car. However, it gradually turned into a sports car and was first shown to the public in Switzerland in 1961 as a car for long trips and as a convertible. The public immediately enjoyed the car, most likely due to its shape. The aerodynamic shape of the car was unique for its time and highly influenced other sports cars that came after it.

When the car was introduced in the United States, it was shown in its gold color and was accompanied by a popular actress named Marilyn Hanold.

For a car released in 1961, the power was also unheard of. There were four wheel disc brakes, which was only found on race cars at the time, a double overhead cam engine, and completely independent rear suspension. The price at the time was only $5,600, which proved the Jaguar E-type to be a great deal.

In 1969, the second version of the car was released. New features included open headlights without glass covers and a better cooling system. The car now offered an air conditioning and power steering options, while the car seats were designed to be more comfortable. The interior and dashboard also experienced a redesign, as new American health and safety regulations had to be met. The second series of the E-type lasted on three years, but that was because the third version was released in 1971.

An upgraded Jaguar V12 engine was used in the third design of the car. This also came with better brakes and standard power steering. The third series of the Jaguar E-type also had its own unique look, with a front grill and a V12 badge on the rear. The car's wheel arches were also different. This was the last series of the E-type, as the Jaguar XJ-S attempted to replace the car in 1975. Most can agree that the car did not pass the legendary status of the Jaguar E-type.

To this day, the Jaguar E-type is considered to be one of the best sports car ever built. It's truly a popular coupe, as it is still shown on the cover of some car magazines. The car hasn't slowed down in recent years either, as many E-types are sold online, ranging in price from $10,000 to $60,000. Fans of the original might even be interested in the current Jaguar model, the XK8, which is regarded by many fans as being the spiritual successor to the legendary sports car.

Hybrid Sports Car - The Revolution in Sports Cars

Are you looking for a car, with a sporty look, but don't want to spend buckets of cash on a sporty automobile that tends to be very expensive for the pocket, then you should think about a hybrid sports car. These vehicles are very different from a normal sports vehicle. The normal sports car is not very fuel efficient and after spending a fortune to own a sporty car, you also have to spend heavily on the fuel as well. To overcome all your problems, various companies have invented hybrid sports cars. Generally it is believed that hybrid cars are not very fast on the road, but these hybrid cars were designed keeping all these factors in mind.

The hybrid sports car was made by taking various important factors into account. The first factor is the fuel efficiency factor. There are people who wish to buy a trendy automobile, but the factor that refrains them from doing so, is the heavy amount of expenditure of fuel and insurance. Most sporty vehicles have large motors and a sleek body to support their extreme output for high speeds. The reason for this is these automobiles use enormous amount of fuel because their engines are very heavy. But a hybrid sport car was designed to overcome this drawback. These hybrid cars have a comparatively light body and smaller engines. With this kind of structure and engine the hybrid cars prove to be very efficient fuel users. Again the other factor which would concern the prospective buyer is the comparative slow speed of hybrid cars. This factor has also been given consideration and hybrid sports cars have a feature of fine speed attached to it. The hybrid sports cars are also eco- friendly, this means these cars do not emit harmful gases which cause global warming. By using such cars we can assure a better future and a cleaner environment for the coming generation. The fact that hybrid cars are half battery operated makes these cars a good option with people opting for fuel efficient automobiles.

It is believed, that the biggest drawback with hybrid sports car is the cost factor, but if we compare the cost and fuel efficiency then we see that these vehicles would provide us with more long term benefits then a non hybrid car. There are many advantages attached to these hybrid cars. This is a car which can fulfill all your dreams. The car of tomorrow is here. This car holds all the aspects of a good sporty vehicle. It will provide you with assurance of quality and money. There are very limited manufacturers like Toyota, Honda etc which are manufacturing hybrid sports cars. The fact is that, if more of these cars would be in demand then the supply would also increase which would eventually reduce the cost factor. It is very important for the people to know the various positive aspects of these cars. Every now and then there are more features added to these cars. They are not only beautiful, trendy, smart and elegant but also hold all the attributes to be called the car of the next generation. There is a car available in the market which would satisfy all your desires of owning a sporty car and that is hybrid sports car.

Burn Rubber, Not Your Pocket - 5 Tips for Lower Sports Car Insurance

Car insurance usually varies directly with the performance of your car so if yours is a nippy sports car then your insurance premium will be one of the main costs. Your sports car may be your ultimate status symbol but along with high miles per gallon and original cost of the car, the high insurance premium means this status comes at a cost.

Speed, or rather excessive speed, is the main cause of driving accidents and since sports cars can go faster than any other vehicle on the road insurance companies are keen to cover themselves by offering high premiums to sports car owners. So what can the sports car lover do to ensure his passion doesn't leave him bankrupt? Below are 5 top tips to getting as low a rate as possible:

1. For several reasons having a low credit rating will encourage the insurance companies to offer you a lower insurance rate for your sports car. If you can't be trusted with money, you won't be trusted behind the wheel of a 200mph killing machine.

2. Pack your sports car with as many extra safety features as possible. Although this will mean an increased up-front cost on the purchase of your car, it will certainly impress the insurance providers.

3. It goes without saying that a clean driving record will mean a lower premium. If you've got a history of speeding tickets and accident claims, expect to break the bank when it comes to getting your sports car insured.

4. Before making any purchase it's very important to do research. This becomes even more prevalent when it comes to car insurance as quotes can vary wildly from one company to the next. The internet is a great tool for doing this and there are sites available that will take your details and do all the comparisons and research for you.

5. Consider taking out quite a high excess if you can afford it. If you are a safe driver this should not become a problem and will almost certainly mean a lower monthly rate.

Having a sports car affords its owner a sense of luxury and prestige but if it becomes hugely expensive to run then it may begin to feel like more of a burden. With fuel costs rising every day, it is very important to find as low an insurance deal as possible for your pride and joy.

Cheap Sports Car Insurance

Owning a sports car can be very exciting, but it can also be very expensive to maintain and operate. Though many websites offer some of the lowest rates of sports car insurance on the Internet, certain precautions can be followed to lower the premiums further.

Sports cars that are driven in a city will need higher insurance premiums, due to the higher crime rates and high risk for accidents when compared to the country. Also, cars with higher mileage will also be prone to pay higher car insurance premiums. This is because people who travel a lot are more prone to accidents on the road.

When the car is already secured with an immobilizer, car alarm, steering lock, the insurance would be considerably reduced. A detachable stereo is another added advantage. These precautions are particularly useful in areas that have higher crime rates.

Some background research might help in understanding discounts being offered by companies. Often these have some hidden costs that need to be address before agreeing to do business with such companies. Another factor that will reduce the insurance policy amount is the number of people being covered by the policy.

Many companies provide an online quote in as les than five minutes. These can be considered before shopping around. Online research can provide an added advantage in knowing the insurance amount currently in the market. Local agents can be located using the Internet easily. Also, get some valuable insurance related information from family and friends, who might own a similar model or a different model sports car before shopping around.

The Austin-Healey Sports Car

A review of The Austin-Healey Sports Car, focusing on the development, important features, and technical data of each model in the range, from the 100-4 to the 3000.

In this Article, I offer a nostalgic look at The Austin-Healey Sports Car, one of an elite group of classic cars, which was manufactured during the period 1953 to 1967.

Towards the end of 1951, Donald Healey decided that what his company needed was to produce a sports car positioned in the market between the Jaguar XK120 and the MG TD.

In September 1952, he named his prototype the Healey Hundred since he was confident it would reach 100 mph.

Following his car's presentation at the International Earls Court Motor Show a month later, he signed a 20 year joint venture agreement with the Austin division of the British Motor Corporation to produce the car on a much larger scale.

Hence the birth of the Austin-Healey 100 sports car.

The full range of Austin-Healey cars was manufactured continuously until the agreement ended in 1972.

The Austin Healey 100 Series

Renamed the 100-4, production commenced in 1953. It was referred to as the BN1 series.

The transmission was modified to include a three speed unit with overdrive on the top two gears.

In 1955, the BN2 series of the 100-4 was introduced.

It differed from the BN1 in that it was fitted with a four speed gearbox with overdrive on gears three and four.

An interesting optional extra was the paintwork in the form of two colours (one colour separated from the other).

Also in 1955, another BN2 variant, designated the 100M, was made available. It had larger carburettors, and incorporated a high lift camshaft.

Some three-quarters of these cars were finished with the two tone paint system, only available as an option in the BN1.

Finally, in 1955, a limited edition BN2 variant was introduced, designed specifically for the track.

It was designated the 100S, where the "S" referred to its Sebring connection. Only 50 were ever built.

As a weight saving measure, instead of a cast iron cylinder head, one made of aluminium was used, as were the body panels.

There was no overdrive unit, nor bumpers or a hood, and it was the world's first production car to include all round disc brakes. Most of the cars received the two tone white and blue paint system.

In 1956, the 100-4 was phased out and replaced with the BN4, the first variant of the 100-6.

The BN4 contained two occasional rear seats, and a fixed windscreen which could not be folded down, as was the case with the 100-4. A straight, six-cylinder engine replaced the earlier straight four.

In 1958, the BN6 series was introduced with the 100-6 sports car. It differed from the BN4 in that it was purely a two seater.

By adding a revised manifold and modified cylinder head, the output was increased to 117bhp. Overdrive was now an optional extra.

A total of 14,436 BN4 and BN6 cars were produced.

The Austin Healey 3000 Series

The Austin-Healey 3000 sports car replaced the 100-6 in 1959.

It was given the designation BN7 Mark 1, and was available as a two seater convertible and 2+2 versions. The engine capacity was increased from 2.6 to 2.9 litres.

The Austin-Healey 3000 Mark 2, launched in 1961, was designated the BN7 Mark 2. It was offered as a two seater convertible and 2+2 versions.

Initially, it was fitted with three SU carburettors, which were reduced to two, a year later, since two were easier to keep in balance.

The Austin-Healey 3000 Mark 3 was introduced in 1963, and was the last in the series.

Designated the BJ8, it was the most powerful of the "Big Healeys" due to a new crankshaft and re-designed exhaust. Only the 2+2 version was available.

This marked the end of the Austin-Healey sports car.

Perhaps this stroll down memory lane might have answered, or at least shed light on, a possible question:

Which Austin-Healey Sports Car Is Your Favourite?

However, should this question still remain answered, I will be reviewing, in some detail, in future articles within this website, the entire range of Austin-Healey sports cars which were featured in the memorable era spanning 1953 to 1972.

I hope you join me in my nostalgic travels "down sports memory lane".

The Porsche Sports Car

A review of The Porsche Sports Car, covering development, important features, and technical data of each model in the range, from the 356 to the 993 Turbo S.

In this Article, I offer a nostalgic look at the Porsche Sports Car, one of an elite group of classic cars, which was manufactured during the period 1948 to 1995.

Ferdinand Porsche would have to wait until after WW2 to fulfil his dream of creating a sports car from the Volkswagen Beetle.

1949

In 1949, the 356 was the first Porsche sports car, and was debuted at the Geneva Motor Show where it created immediate interest.

Owners of the 356 were keen to race the car as well as drive it on the streets. As a result, orders reached some 10,000 units by 1964. When production of the Porsche 356 ended in 1965, 76,313 cars had been built.

1964

In 1964, the 911 Porsche sports car made it debut. It was a 2+2, with an air cooled, rear mounted, 2 litre, 6-cylinder, 130 bhp engine.

1966

In 1966, the more powerful Porsche 911S was launched with a 160 bhp engine.

1969

In 1969, fuel injection was added to the 911S, and the 911E became the new middle of the range model.

1970

In 1970, the engine capacity of all 911's was increased to 2195 cc.

1972

In 1972, all models received a larger 2341 cc engine. This was known as the "2.4L" engine. The 911S was the top of the range.

1973

In 1973, the next car to be introduced was the 911 Carrera 2.7 RS. It had stiffened suspension and a distinctive rear spoiler.

Carrera was Spanish for "race", and the RS meant "racing sports".

1974

In 1974, the 911 Carrera 3.0 RS appeared, with Bosch fuel injection and a 230 bhp engine.

It was designed with racing in mind, and had a number of successes.

In 1974, the 911 Turbo was introduced. The engine was a turbocharged 3 litre, 260 bhp unit.

Known as the Type 930, it had distinctive wide wheel arches and a large rear spoiler.

1976

In 1976, the Carrera 3.0 was introduced. It used the 930, 3 litre, Turbo engine with Bosch fuel injection, but without the turbocharger.

1978

By 1978, the engine of the 930 Turbo had increased to 3.3 litres.

In that year, the latest Porsche sports car to be introduced was the 3 litre, 911SC. In essence, this was a Carrera 3.0 with a detuned engine.

1980

In 1980, the power of the 911SC was increased to 188 bhp which, by 1983, was further increased to 204 bhp in non US models.

1982

In 1982, Porsche introduced the first 911 Cabriolet, the last such model being seen on the 356 in the 60's.

Its success meant that a Cabriolet would be offered in the future.

1984

In 1984, the 911SC was replaced by the 911 3.2 Carrera Porsche sports car. The higher compression engine developed 231 bhp in non US markets.

All Carrera models were offered as a fixed head coupe, cabriolet and targa (with removable hard top) versions.

This was, in effect, the last version of the original 911 series.

Also, that year, Porsche introduced the Supersport, which had a striking resemblance to the 930 Turbo, with wide wheel arches and the distinctive rear spoiler.

1989

In 1989, the 911 Speedster was launched, which was a low roof version of the Cabriolet. It was available as a narrow bodied version, or in the style of the Supersport.

Also that year, the 911 Type 964 series made it debut.

It was introduced as the 911 Carrera, 4 Porsche sports car, with a 3.6 litre engine. A rear spoiler was activated at high speed. The "4" signified four wheel drive.

1990

In 1990, the Carrera 2 was launched, with drive on the rear wheels only.

The 930 Turbo experienced unprecedented demand in the late 1980's.

In 1990, the Type 930 was replaced by the Type 964 Turbo, Porsche sports car, with a 3.3 litre, turbocharged engine.

1992

In 1992, the 3.3 litre 964 Turbo S was launched, with lowered suspension, and designed for performance.

In 1992, the 964 3.8 Carrera RS, Porsche sports car, was launched.

It had the Turbo Style body, similar to the Supersport, a 3.8 litre engine, and a large fixed rear spoiler in place of the moveable one from the Carrera 2 and 4.

1993

In 1993, the 3.6 litre 964 Turbo, Porsche sports car, producing 360 bhp, was introduced to complement other 964 models.

A year later, a limited edition 964 3.6 Turbo S appeared, available with the classic Porsche body style, or with the exclusive Slant nose option.

1994

In 1994, the Type 993 was introduced, and represented the final series of air cooled 911's, originally appearing in 1964.

The revised body styling was smoother, with a more aerodynamic front end, and a new rear.

The engine remained at 3.6 litres, but power increaseed to 272 bhp. In 1996, it was further increased to 286 bhp.

The Carrera 4 and 2 versions were available, the latter being simply called Carrera.

A rear wheel drive 993 3.8 RS, Porsche sports car, was introduced, with a 3.8 litre engine, developing 300 bhp.

1995

In 1995, the 993 3.6 Turbo, Porsche sports car, was launched.

It was the first of the Porsche cars to be fitted with twin turbochargers, which produced 408 bhp from the 3.6 litre engine.

1997

In 1997, the 993 3.6 Turbo S was launched, developing 424 bhp.

This represented the last air cooled 911 Turbo.

1998

In 1998, the Type 996 was introduced, in which the air cooled 911 was replaced with a water cooled version.

The body styling of all previous 911's was based on the original 1963 version. However, the 996 incorporated a redesigned body shell.

The 996 911 formed the basis of a whole series of variants, such as the Carrera 4 and "Turbo Look" Carrera 4S, the racing orientated GT3, and the 996 Turbo.

This marked the end of the classic Porsche sports car.

Beyond 2000, Porsche produced a number of exciting sports cars which, sadly, falls beyond the time frame of this review.

Perhaps this stroll down memory lane might have answered, or at least shed light on, a possible question:

"Which Porsche Sports Car Is Your Favourite?"

However, should this question still remain unanswered, I will be reviewing, in some detail, in future articles within this website, the entire range of Porsche sports cars which were featured in the memorable era spanning 1948 to 1995.

I hope you join me in my nostalgic travels "down sports car memory lane".

America's Sports Car: The Chevrolet Corvette

One of the most classic American sports cars is the Chevrolet Corvette, which was first introduced in 1953. It was the first completely American sports car built by an American car company, which is why it is often referred to as "America's Sports Car".

Today, Corvettes are manufactured in the city of Bowling Green, Kentucky, where they are created with great care. Though the main complaint with the car was its handling, Corvettes' handling has been continually improved to be on a par with popular European sports cars. However, they still remain relatively affordable, which is perhaps another one of the reasons why they continue to be such popular sports cars.

Corvettes are also created to be far simpler than the technical sports cars seen in Europe, which is one of the reasons they are cheaper. Due to their simplicity, Corvettes tend to be smaller and weigh less than sports cars manufactured abroad. The famous car designer Harley Earl was the person who originally designed the beloved Chevrolet sports car. He noticed that soldiers after the Second World War were bringing back European sports cars and that America didn't really have one. At the 1953 Motorama car show, the Corvette that Earl designed was finally unveiled to the shocked public.

The body of the car was originally made with fiberglass, which was brand new at the time. The performance of the car was similar to other Chevrolets produced at the time, but when Chevrolet released it with the first V8 engine in 1955, it became more powerful and therefore quite popular.

Since it was first introduced, there have been six different generations of Corvettes. The first version of the Corvette had about 290 horsepower and a relatively new fuel injection system. There were several options available to it, including power windows and a convertible top. The second version of the Corvette is also quite important as it was known as the Corvette Sting Ray and had four-wheel disc brakes. There are only five of these coveted models left in existence.

The third version had the oddest introduction of the entire group, as it was shown to the public through Mattel's Hot Wheels line, which had been released a few weeks before the actual car was meant to be shown. The fourth generation was praised for its aerodynamic design, which was uncommon at the time. The fifth generation celebrated the Corvette's fiftieth anniversary, but also improved the car's power in nearly every area. The sixth generation Corvette was recently released and has focused on improving the power of the car, rather than creating a new look.

Even though the Corvette name has been around for over fifty years, it continues to be noteworthy to automobile enthusiasts. In 1984 and 1998, it won Motor Trend's Car of the Year and has appeared on dozens of Ten Best Car lists. The car truly is a piece of automobile history. In fact, the oldest Corvette in existence recently sold at an auction at the price of one million US dollars. The classic American sports car truly is the Chevrolet Corvette, which is why it has been able to survive and remain popular for over half a century.

The British Sports Car

A review of The British Sports Car, covering development, features and technical data of each chosen model, from the Mini Cooper S, Jensen Healey, Daimler Dart, to the McLaren F1.

In this Article, I offer a nostalgic look at British Sports Cars, an excellent example of a collection of some true classics, which were manufactured during the period 1959 to 1996.

Mini Cooper

John Cooper, who built Formula One and rally cars, was well aware of the tuning potential of the A-Series engine used in the Mini.

After extensive discussion and collaboration, the Austin and Morris Mini Cooper sports car made their appearance in 1961.

The Morris Mini used an 848 cc engine. However, with tuning, and giving it a longer stroke, the capacity could be increased to 997 cc. Power would increase from 34 bhp to 55 bhp.

The Mark 1 Mini Cooper had two SU carburettors, a close ratio gearbox, and front wheel disc brakes.

In 1964, the original 997 cc engine was replaced, in the Mark 2 Mini Cooper, with one using a shorter stoke and a capacity of 998 cc.

In 1992, the Rover Mini Cooper used a 1275 cc engine, with fuel injection replacing the SU's.

Sales of the Mini Cooper were: 64,000 Mark 1 and 16,000 Mark 2.

Mini Cooper S

In 1963, more powerful versions of the basic Mini Cooper sports car were debuted under the name of Austin and Morris.

The first was the 1071 cc Mini Cooper S, with a modified crankshaft and stiffened main bearings, to allow for further tuning.

It had enlarged servo assisted disc brakes, and was designated the Mark 1 Mini Cooper S. It was built for only one year.

In 1964, the 970 cc Mini Cooper S was launched, designed for racing in the under 1000 cc class.

However, it was not popular, and was only manufactured for a year. It was designate the Mark 2 Mini Cooper S

On the other hand, in 1963, the 1275 cc Mini Cooper S was introduced, and was an immediate success, with continuous production until 1971.

There was a Mark 1, 2 and 3 version. This model was designed for racing in the under 1300 cc class

Sales of the Mini Cooper S were:

19,000 Mark 1 (combined 970, 1071 and 1275)
6,300 Mark 2 (1275 only)
1,570 Mark 3 (1275 only)

A Mini Cooper S won the Monte Carlo Rally in 1964, 1965 and 1967.

Jensen Healey

When production of the Austin Healey 3000 sports car ended in 1967, there were discussions between Donald Healey and the carmaker Jensen.

From the resultant collaboration was born the Jensen Healey sports car.

At the prototype stage, a number of engines were evaluated from Vauxhall, BMW and Ford. However, none were acceptable.

Finally, Jensen approached Lotus who had a new, but untested engine which met the requirements.

It was a 2-litre, twin overhead cam, 16 valve, aluminium unit called the Lotus 907.

The result was offered as a two seater convertible or coupe, with front disc brakes and rear drums. It used coil springs at the front, and a rear live axle.

European export models had two, twin choke carburettors, whilst US models had a single Stromberg, for emission requirements.

The Jensen Healey was popular in the US, but less so in the UK. A total of 3,777 were sold.

To offset financial difficulties, the Jensen Healey GT was introduced in 1975. It was a 2+2 coupe with a limited rear view.

Jensen went into receivership in 1976.

Jensen Interceptor

In 1966, the Jensen Interceptor sports car was launched.

It was offered as a two door, four seat hatchback, convertible or coupe.

The Mark 1 version used a 6.3 litre (383 cu in) Chrysler V8 engine, developing 325 bhp.

It had a distinctive, very large, wrap around rear window that also acted as a tailgate. It had disc brakes on all wheels, independent front suspension, and rear leaf springs.

In 1969, the Mark 2 was introduced with styling that was slightly revised.

In 1971, a larger Chrysler 7.2 litre (440 cu in) V8 engine was used with three, twin choke carburettors, developing 330 bhp.

This version of fuel delivery was called the SP, and was also available on the 6.3 litre engine, developing 385 bhp.

In 1972, the 7.2 litre engine now used a single 4-barrel carburettor.

In 1973, the Mark 3 had further minor styling changes.

Daimler Dart

By the late 1950's, the luxury carmaker Daimler was in financial difficulties.

As a result, the company decided to enter the US sports market with their own model.

Hence, the Daimler Dart, later known as the Daimler SP250, was born. The "SP" referred to Sports, and the "250" to its 2.5 litre engine.

Launched at the New York Auto Show in 1959, it was well received.

It was described as a 2+2 sports car, with a fibreglass body on a steel chassis.

Its engine was an all new 2.5 litre, hemispheric combustion chambered, overhead valve, V8 unit, with two SU carburettors.

The chassis in the original A-spec sports car had a tendency to flex on hard cornering, causing the doors to open.

However, this was rectified in 1960 with the introduction of the B-spec car.

In 1963, the C-spec version appeared, with luxurious extras as standard.

Daimler was acquired by jaguar in 1960 and, sadly, since the Dart had to compete with the E-Type, it wan't given the attention it deserved, which had an adverse affect on sales.

Mc Laren F1

In 1988, a simple drawing of a three seater sports car formed the basis for creating the ultimate sports car. Hence was born the F1.

In 1992, the McLaren F1 was presented at The Sporting Club in Monaco.

It used a glass fibre monocoque chassis.

It was decided that the engine should be normally aspirated since turbochargers and superchargers added a degree of complexity which might affect the drivers' level of engine control .

The final choice of engine was a BMW 6.1 litre, V12. It used an aluminium block and cylinder head, four overhead camshafts, and variable valve timing.

The road version had a compression ratio of 11.1.

In 1998, the McLaren F1 was the world's fastest road car, reaching 231 mph, with its revs limited, and 243 mph when able to rev freely.

Only 106 F1's were manufactured:

64 of the standard street version (F1)
5 were tuned versions (LM's), referring to Le Mans
3 were road cars (GT)
5 were prototypes (XP)
28 were race cars (GTR)
1 was an LM prototype

This marked the end of my review of the British sports car.

Perhaps this stroll down memory lane might have answered, or at least shed light on, a possible question:

Which British Sports Car is Your Favourite

However, should this question still remain unanswered, I will be reviewing, in some detail, in future articles within this website, this range of British sports cars which were featured in the memorable era spanning 1959 to 1986.

I hope you join me in my nostalgic travels "down sports car memory lane".

Where to Find the Best Sports Car Hire

By definition a sports car is equipped with two seats, has a low center of gravity and a front mounted high performance engine. I believe to be a true sports car in the old sense of the word it must be a soft top. I think the true sports car originated in Britain with models such as the Austin Healey 3000, MG B GT s and Triumphs of the fifties and sixties. These two seater sports cars were a revolution in motoring. Generally built with folding soft top, two seats and a throaty 4 cylinder engine they gave drivers of the day the thrills they had been looking for.

Today Sports cars have evolved to be affordable accessible and practical. The original cars of the fifties and sixties were badly fabricated, they had awful handling, poor reliability, were very slow compared to today's standards and didn't stop well at all. The sports cars of today are fun nimble and will be sure to bring a smile to your face.

Some sports cars today even have rear seats; sometimes referred to as a 2+2 these seats allow you to car 3 additional passengers but generally speaking aren't particularly comfortable over long journeys. Sports car hire in Spain is best suited to a couple traveling abroad looking for fun on the open road. If you intend to take a road trip or want to travel in style with a loved one there is no better feeling than putting the top down and heading out across the beautiful Spanish country side. With the breeze in your hair and the burble of exhaust notes behind you the road becomes your friend.

Taking a road trip in Spain couldn't be easier you aren't even restricted to return the car to the same place that you hired it from. If it suits I would suggest starting at one airport and ending at another. There will be very little difference in costs and this way you won't have to back track or see any thing twice.

Sports cars today range from things like the now defunct TVR s or the increasingly popular Mazda MX5 even BMW and Porsche build cars which fall under the category of sports car if you are feeling wealthy or want to turn heads as you cruise the streets and boulevards of Spain try hiring a Porsche Boxer or BMW Z4. These cars are top of their game and offer the driver unbeaten control and driving experience. A trip though Spain in a Sports car is sure to leave you with memories that will last a life time.

Travelling to your final destination can also save you money; if you fly to a relatively small airport outside of the main cities this will save you money you can then travel on in your hired sports car, eliminating any need for costly airport taxis. The Mercedes SLK, Peugeot Cabriolet range and Audi A4 convertibles are widely available throughout our Spanish destinations. They are more expensive than the very bottom range vehicles but this is because they cost more to buy and more for the hire companies to insure. Although a bit frivolous the memories and feeling you will get driving a sports car during your stay are immeasurable

When hiring a specialist sports car it is always best to book early, make reservations as soon as you have your holiday booked. By doing this you will get the cheapest quotes and ensure that your sports car is ready and waiting for you the moment that you pass through arrivals in Spain. You won't have to wait to fill out lengthy documents you can simply collect your keys put the roof down on your sports car and hit the open road. Don't forget to take a good CD of driving songs!

Sports Car Insurance Rates

Sports car insurance rates can vary based on several factors. Some companies who have taken the direct approach to the customers instead of reaching them through agents are able to offer lower rates. Some companies have taken sports car insurance as a special area, and such companies are able to offer specialist premiums for a considerable cheaper policy.

The driver's age as well as driving experience plays an important role in finding a cheaper sports car policy premium. The policies considerably reduce as the age increases over than 25 years old. Most standard insurance policies start to drop the price once the customer reaches the age of 30 because of the common notion that age slows down reckless driving and so the car would be less prone to accidents. In addition, driving history in driving sports cars will also contribute to a lower insurance premium.

A high performance car insurance policy provides the correct level of insurance at an affordable premium, allowing the car to be used without bothering about high premiums. These policies more expensive than other car insurance coverage. Since sports vehicles are mostly preferred by the younger generation, there are more chances for accidents. The companies have taken up a vote to provide lower premiums to car owners older than 25 and preferably older than 30 years of age. A safely garaged car can attain significantly lower insurance premiums.

Though the insurance policy provides sports cars with enough protection, the insurance does not cover the car in case of modifications on the body of the car. The insurance would need to be increased in such instances. Also, cars that are used in the city will have higher insurance premiums because of more chances of high-risk accidents compared to the cars that would be used in the rural areas or out of the city limits.

Why 2006 Was a Good Year For Sports Cars

In 2006 there were a few great sports cars that stood out from the crowd. The cars below stood out from the crowd. Even in the sports car industry there is a lot of competition, I love talking about sports cars and why they are so good or so bad. 2006 was the year of some cracking little sports cars.

The Audi A3 2 litre Turbo has enthusiasts on the edge of their seats and the Audi's responsiveness and how well it sticks to the road, but not only that the Audia A3 is a beautiful car the exterior the interior its just perfect.

The Audi A3 is powered by and intercooled turbo charged engine, the two litre engine is not by any means massive but with its 16 valves the Audi manages to get up to 197mph which is nothing to be sniffed at. Audi's just seem to get better and better and the introduction of the six speed transmission and front wheel drive gives great handling and a gear for every possibility.

The next car that has stood out from the crowd is the Honda Accord and with its fresh new look with the interior being completely redesign, the rear and the front of the Accord has also changed a lot an it is looking very nice.

When you buy a Honda it will always hold its value so when you go to resell it in the future you will not lose as much money as you might have thought. The high resale value is because Honda have such a good reputation for over engineering cars which can only give great reliability. The Honda Accord also comes in a V6 version which comes with a state of the art suspension stability system that gives better handling and road holding.

Those of you who have started to get to know me will know that I love Porsche, and the Porsche Boxster is a great car it takes all the great things from the 911 and twists them to make this fantastic looking car. The twenty four valved double over head cam engine with 2.7 litres is just a massive power plant for such a small car. With the perfect weight distribution it makes the Porsche Boxster an incredible car to drive. With Boxster the performance is not just in the engine it also has massive stopping power which is so important with a car of the Boxster's performance.

Over the course or history sports cars have just got better and better and they styling a lot more refined. But as long as there is competition there will always be great sports cars. The Car enthusiasts will be kept happy for many years to come. Sports cars are just going to get better and better.

Why People Like Sports Cars

Individuals often ask themselves why people like sports cars. Some say that it is the macho image, some say that it is a striving to revisit the owner's youth, some see them as sex symbols and pulling magnets and perhaps all those are valid, but one thing is for certain, sports cars stand out in an age when you have to be an expert on cars to be able to tell the difference between the different models without looking at the badge.

Contemporary family cars all look the same; all SUV's look the same, all pick ups look the same, because they are all designed by computer and computers can only come to one 'best' conclusion. Enquire of a computer which is the most aerodynamic shape and it is not going to give you fifty alternatives, is it? As a result, all family cars look the same.

But sports cars are all different. Manufacturers of sports cars want their cars to stand out for their beauty and style among other items. That is not to say that sports car manufacturers do not use computers, but they can allow themselves more leeway in the design aspect because the engine is going to be stronger and the materials are going to be dearer (that means lighter) and fuel economy is not the name of the game - beauty and style are.

If you doubt what I am saying, look at real racing cars like those in Formula One - they all look the same as well, because a computer was asked: what is the most aerodynamic and fuel economic shape? Beauty and style are beside the point in Formula One.

Another reason why Individuals like sports cars is because they are faster than regular cars, although most countries have restrictions on how fast you can drive on their roads. However, the fast acceleration that a performance car like a sports car has, is still useful for overtaking and getting out of difficulty. If used properly, acceleration is a helpful safety feature.

Some people also like to show off their wealth by purchasing an ostentatious car, because everybody knows that a Maserati, a Lamborghini or a Ferrari is very expensive. The appearance of these cars is important to their owners, because not only are they ostentatious, but they are also beautiful, sleek and stylish and the owner hopes that some of that identity will rub off on him or her.

Different sports cars also have different driving characteristics. Whilst this is a fact of all marques of cars, it does not matter so much if steering is a touch light on a family car travelling at 40 mph, but it does on a sports car travelling at 80 mph.

The car has to be just correct for the driver's ability and preferences. The car will not be manufactured to suit the driver, so drivers of sports cars usually have their favourites the choice of which is affected by its handling characteristics.

A last reason why people like sports cars is because they often hold their value well and can even increase in value if it is a particularly good or desirable model.

A Look at Some of the Greatest Sports Cars

Sports car are the desire of every car enthusiast. While these luxury automobiles are the pride of every owner, they also make for the topic of neighbor's envy. Take a glance at the sports car market and you will find that there are more cars than you can even believe. However, there are a few that just take the bar higher.

The Lamborghini Diablo is 1 of the extremely notable names in the sports car industry. Nevertheless, it is possibly the look of this car that garners the most attention. The car is a jet-setting automobile with upward opening doors plus a seemly body certain to overshadow even the driver- however dynamic their character might be. Its sole disadvantage is its speed of 60mph in 4.1 seconds, that is slightly lower than it is counterparts. However, the Diablo certainly brings out the devil within most folks, with its raw appeal.

The Porsche 911 is another great sports car pick. This baby doesn't disappoint in any sphere, be it design, performance or quality. This is the very best choose in case you're searching for a car to do some speed racing with. This automobile offers you a speed of 60 MPH in a mere 4 seconds.

Class and style...these two words best describe the Mercedes Benz SLR McLaren. This one scores not just on the appearance but on the performance too. In fact, the Mercedes Benz SLR McLaren has been coined as the quickest car with automated transmission in the entire world. In terms of looks too, this sports car does not disappoint. It has a striking design that's bound to leave eyeballs wanting for more.

Nissan Skyline also deserves a unique say when talking about top sports automobiles. 1 of the hottest SUVs of all time, the Skyline offers many merits. It comes with an incredibly lower suspension and may reach speed of sixty MPH within four seconds. Nevertheless, the only downside to this car is its looks. It has a slightly tamed look as compared with its other counterparts. However, it is performance more than makes up for its inadequacies in the appearance department.

Last but not the least; Aston Martin DB4 GT Zagato is another big name in the world of sports cars. It is in fact 1 of the oldest sports car which is still going tough till date. This 1 tops the list when it comes to fashion and vintage. The classic appeal of this car is unequalled and may absolutely catch the fancy of 1 and all. Despite being an old sports car, this 1 may give the new models a run for money in every department.

In case you get a chance to drive one of the given sports cars, rest assured that you will be on cloud 9 with the vrooming experience.

NJ Auto Insurance Companies

A car owner looking for NJ auto insurance companies can easily get a list just by browsing through the Internet. No need to waste time and effort by personally going to each offices; anyone can just research on the Internet and get the desired list of NJ auto insurance companies.

Residents of New Jersey who are planning to renew their policies or get an entirely new car insurance policy should first get a list of NJ auto insurance companies before deciding on what company to get their car insurance from. Such list can be requested from the various online companies offering a list of NJ auto insurance companies and can be received in a matter of minutes.

Car insurance is a must for car owners and this should be the very first thing that should warrant their consideration. NJ auto insurance companies offer different insurance package that responds to the diversified needs of every car owner. It is important to know the different NJ auto insurance companies to enable a car owner to make an intelligent decision on his car insurance.

The first consideration one should look into when considering NJ auto insurance companies is the type of insurance coverage that is required by the car owner. Another important consideration that should be looked into when considering NJ auto insurance companies is of course the cost of the insurance policy.

While car insurance is a necessity a person should not just get insurance from the first NJ auto insurance companies that offer him a package. It is important to take note of the coverage of the insurance policy and match it to the needs of the owner.

It is also recommended that the car owner do some research on the type of insurance company he will be getting his car insurance from. He should talk to former or present clients of the car insurance company who can give him feedback as to how the company processes the various car insurance claims that are filed in their office.

The best thing about NJ auto insurance companies is that the car owner has an option to cancel the insurance policy within a pre-agreed period. He will then be entitled to a refund of a portion of the car insurance policy which he has already paid and which has been cancelled.

While NJ auto insurance companies offer a lot of benefits and insurance package, all insurance carry the basic coverage for any personal injury that may be suffered by the insured or the car passenger in case of an accident. There is a provision in which the insurance company agrees to pay for the medical and other bills of the injured passenger no matter whose fault the accident is.

There is also another type of insurance that pays for damages if the insured is at fault for the accident. This can be very helpful in case the driver is sued by the injured victim.

NJ auto insurance companies carry within their policy coverage for both physical injuries as well as damage to property. Such insurance policy may cost more but when a person is faced with a lot of people injured and property damaged as a result of an accident in which he is at fault then he will think that the money he paid for the car insurance policy is meager compared to what he has to pay if he was not covered.

It is understandable that every car owner would favor getting car insurance policies that are cheaper. However, do not be fooled by cheap car insurance offers because they may cost you more in the future.

The proper thing to do is to weigh all factors that should be considered when choosing an auto insurance agency. Price is of course an important consideration but a car owner should look more into the benefits and the coverage he can get from the insurance policy.

A car owner who is ready to face the task of getting the appropriate insurance coverage for his car should not hesitate to request for a list of NJ auto insurance companies and narrow down his choices from these list. Only then can he assure himself he has made the right choice.

Auto Insurance in United Kingdom

It is compulsory in the United Kingdom to have auto insurance if you want to drive a car. If you are liable for the consequences of an accident the UK auto insurance will pay for damage or loss and compensation due to other person. Though auto insurance costs rises, it still rather competetive market and you can save money on your auto insurance premium in different ways.The minimum legal amount of auto insurance required for driving a car in the UK is Third Party Only (TPO).Though many auto insurance companies no longer offer this type of cover. There are many factors that can decrease or increase your auto insurance premiums and some UK auto insurance providers are cheaper in different ways.

For example, some auto insurance providers insure only women drivers because accordingly to statistics they are less to make claims, some will insure only if you have over 40% No Claims Discount, some specialise in convicted drivers and young drivers. Minimizing a risk to the UK auto insurance provider is another factor to consider when you apply for car insurance.

Auto insurance providers take into consideration all risks, such as the type of car, the type of driver, the amount of vehicles stolen from an area,their driving history in order to calculate the "risk". Often mileage is considered by auto insurance providers when they calculate the costs of your insurance premium.

If you keep your car off the road at night you'll reduce the risk of making a claim for violence or vandalism, theft and so on. Of course, there are many other factors which you can't change so easy and they affect your auto insurance premiums [http://www.auto-insurance-uk.info]. Among them there are age, sex, postcode, and even your profession. All of them can influence the cost of your auto insurance. Most of the companies are much like bookmakers. The car insurance company basically takes a gamble based on carefully analysed statistics. Read more about auto insurance in UK here

Indulge Yourself With A Sports Car Rental

Have you ever driven an exotic sports car? Have you ever had the experience of cruising down the road in a foreign sports car, feeling the raw power through the steering wheel, and knowing that you are the envy of everyone who sees you drive by?

It is a great feeling, and it is a feeling that you can have, if you want to. There are hundreds of places across the US that will rent a sports car to you by the day or even by the week. Yes, it will cost a bit more than the typical Ford Taurus or Chevy Cavalier to rent, but for the unforgettable experience of driving such a fine piece of powerful machinery, it will be worth it, if for no other reason that bragging rights to your friends as well as the wondering eyes of your neighbors when they see that beauty parked in your driveway.

What are your options? If you do a bit of searching, you will likely find a business that does sports car rentals pretty close to almost any major city. Finding a Corvette or a Mustang Mach 1 is probably very simple. Even a Cadillac, Range Rover, Hummer H3 or Mercedes Benz would not be too difficult to find. But if you're going to do this, then do it right. If your tastes are a bit sportier or you want to show off with European sports car flair, you can do that too. For example, you could rent a Ferrari 348 Spider, Ferrari 355/360 (6-speed & F-1 paddle shift), Porsche Boxster, Viper GTS, Prowler, Alfa Romeo, a Jaguar XK, a BMW, the Aston Martin Vantage, or even a Lamborghini Gallardo or Rolls Royce.

Just imagine what it would be like to be driving one of those for a few days or even a week. The local streets around your home town would be a totally new experience for you. Think about using that sports car rental to take that new client to lunch one day. Even better, think about picking up your significant other in this beauty to celebrate a special occasion. Hint for you guys: maybe it's a birthday or an anniversary, but if you make that special occasion the anniversary date of the first time you ever went out with her, the combination of that exotic sports car plus the fact that you actually remembered that date will win you countless brownie points.

Since this is pretty much a "premium" sports car rental, you can expect premium service to accompany those premium prices. Most places will deliver the car to you at the airport or at your hotel. Be sure to make your reservation ahead of time to ensure that the car you want is going to be available when you want it.

No, it's not cheap, but the thrill and the experience will indeed be memorable. Life is short, you work hard, so take the time occasionally to indulge yourself and treat yourself to a taste of how the other half lives.

Secrets to Getting the Cheapest Auto Insurance?

Auto insurance is designed to help protect you in situations that involve your vehicle. Which is one of the reasons that auto coverage follows the car, Auto insurance is a necessity and requirement in all states? Auto insurance is a complete must for all the drivers. Auto insurance provides third party coverage and has emerged as a legal requirement.

Auto insurance is a very simple thing that may cause much confusion for many people. The lack of knowledge, when shopping for general auto insurance, is the problem that most people have. Auto insurance is one of the most used types of personal insurance. Most states require that you purchase some kind of insurance coverage to drive legally in the state. Auto insurance is a "necessary evil" which is necessary for all automobile owners. But it is not enough to have an insured vehicle; the main thing is to have an insured vehicle with best auto insurance.

Auto insurance is certainly one expense that you have to budget for where doing a little research and making some calls can pay huge dividends in both the short and long term. With little time invested, you can potentially save hundreds a year and tens of thousands over your lifetime. Auto insurance is mandatory for drivers in all 50 U.S. However, most drivers rarely, if ever, look at their auto insurance coverages to see exactly how they are protected financially in the case of an auto accident, natural disaster, or vandalism.

Auto insurance is meant to make you whole in the case of an accident with injury or property damage. It is to protect your assets and protect you from liability. Auto insurance is mandatory for all new vehicles, be it for commercial or personal use. Insurance Companies are coming out with comprehensive policies for its customers. Auto insurance is a mandatory thing, but like wearing a seat belt, it is fundamentally good idea. This is why so many people are reluctant to purchase only the bare minimum required by law in their states.

Drivers are classified based on a number of different characteristics including, but not limited to, age and gender, marital status, where the vehicle is garaged, driving record, make and model of vehicle, prior insurance coverage and annual miles driven. History has shown that drivers with certain characteristics, such as a poor driving record, have a greater chance of being involved in an accident, and the drivers in those classifications must pay higher rates. Drivers do not realize how expensive it is to have and operate a vehicle. This "privilege" is heavily subsidized. Drivers who are similar in other respects: age, gender, location, driving safety record, pay nearly the same premiums if they drive five thousand or fifty thousand miles a year. Just as an all-you-can-eat restaurant encourages more eating, all-can-drive insurance pricing encourages more driving.

Coverages include the type of losses for which the company agrees to pay. Each kind of coverage you buy will have its own section in the policy that details the situations it covers, persons insured under it, definitions of various words used, exclusions that apply to the section, and the limits of the company's protection in that section. Coverage provided by group and non-group policies generally is similar. Remember, however, that different companies offer different coverage options in their policies.

Companies having insurance for auto mobiles are accorded a rating depending on a combination of factors such as total experience, claims handling, policy opportunities, pricing and financial strength. Companies frequently adjust rates such that no one company stays in the low cost leader slot very long. Unless you get new quotes every year, you never know that you might be able to get better rates from a different auto insurance company. Companies offer discounts to policyholders who have not had any accidents or moving violations for a number of years. You may also get a discount if you take a defensive driving course. Companies renew policies after expiry. A discount on premium is sometimes provided to existing clients.

Car insurance rates for a 16 yr old can gradually decrease as the teenager learns how to show their level of responsibility more effectively. The less risk that driver shows, the lower their rates will be. Car insurance is one such item because they were very easy to possess but today they create difficulty for our pockets. People think a large number of times before going for any particular insurance plan. Cars that have more expensive parts, or are sportier are equipped with higher insurance rates. Buying a less expensive car will cut down on your insurance and liability coverage costs.

Carefully study coverage extent, the length of time it takes to process claims and extras such as free towing or road assistance. Customer support is also extremely important you want an auto insurance company that can give you maximum support whether online or over the phone. Cars with larger engines typically waste even more gas while idling than cars with smaller engines, according to Consumer Reports, as a rule of thumb, turn off your engine if you will be idling for more than 30 seconds.

Car accidents happen more frequently than you think, and car repair costs are higher than ever. And, in our increasingly litigious society, the chances that you will also be sued by another driver in the accident are very high. Cars are given a rating from 1 to 27, and the higher the number, the higher your premium.

Plan your next car purchase as a negotiation between what you really want and how it will affect your insurance premiums. Determine how much extra you are willing to pay in insurance for a car and use that figure to help you determine what your price range is. Plan ahead and potentially saves lots of money.

Persons sharing characteristics with high claims groups will be charged more for insurance coverage. Personally Identifiable Information might include your name, age, mailing address, telephone number, mobile phone number, email address, and other identification and contact information.

Comprehensive insurance policies have deductibles - the amount of money you have to pay out before your insurance company starts picking up the bill, the higher your deductible, the cheaper your monthly premiums. Comprehensive auto insurance will also protect you from any public liability claim made as a consequence of the accident. As well as accidents, your vehicle can also be covered from damage caused by from fire, theft, vandalism, adverse weather and other scenarios. Comprehensive insurance can assist you financially in this but only up to the Kelley Blue Book value of the car. If repair costs exceed this value, the car insurance company will declare it totaled and award you the full cash value of your car.

Additional coverage is recommended if you have a larger net worth. Additionally, life insurance can help pay for funeral costs and therefore ensure that your death will not be a financial burden for your family.

Liability insurance covers the damages caused by your vehicle, whether bodily injury or property damage. The amount of coverage varies by policy and by the kind of damages covered. Liability coverage pays for damage that you're responsible for and have caused to other people or their property.

State-run insurance guaranty associations, which are supposed to pay claims for insolvent insurance companies, exist in each state. However, while these associations are an important safety net for insurance consumers, they are by no means perfect. State regulators must explicitly approve the type of insurance policies that insurers offer, and in many states current regulations would not even allow pay by the mile policies.

Accordingly, buy a little more than the minimum required, to give you extra cushion of protection. What price are you willing to pay for piece of mind? According to industry professionals, teen drivers add anywhere from 50 percent to 500 percent to a premium. However, many insurance companies will discount the rate when a child is away at school. According to the Insurance Information Institute, increasing your deductible from $250 to $500 can save you up to 20 percent on comprehensive and collision coverage.

Thank you for taking your time to read this article. Information shared here does not constitute financial, legal, or other professional advice. This article is intended to provide general information only and does not give advice which relates to your individual circumstances.